Beginner’s Guide: Your First $20 on Wello

A simple, hands-on walk-through for brand-new users
In this guide you’ll top up $20, try a small send, and (where supported) cash out locally—all from a self-custodial wallet you control. Wello makes remittances and crypto access simple: 2-click buys with Apple Pay, bank cards, or local rails; fees shown upfront; and funds straight to your wallet. 

Send it global, spend it local.

Before you start (2 minutes)

• Install Wello (iOS/Android) and create your wallet.

🍏 App Store: http://bit.ly/WelloAppStore

🤖 Android: https://bit.ly/WelloAndroid

• Turn on device/app lock (Face/Touch ID or PIN).
  

• Back up your recovery info somewhere safe (offline).

These first steps aren’t just setup—they are how you own your money. Unlike a bank account, your Wello wallet is self-custodial: you’re in full control.

Step 1 — Top up $20 (the “2-click” moment)

1. Open Wello → tap Buy.
   
   
2. Choose $20 and your payment method: Apple Pay, bank card, or local rails (availability varies by region).
   
   
3. Review the upfront quote (any fees/FX appear before you confirm), then complete payment.
   
   
4. Transaction is successful in minutes.

Step 2 — Send $5 to a friend

1. Tap Send → enter their username or scan a QR.
   
   
2. Type $5 (or an equivalent amount).
   
   
3. Review the quote → Confirm.
   

What to expect: They receive in minutes, even on weekends. You’ll both see status + a receipt in-app.

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Example: A worker in France sending lunch money to family in Morocco.

Free, instant transfers create network effects—Wello grows stronger as every user invites their circle.

Step 3 — Keep $10 steady (try stable value)

Leave $10 in a stable unit, USDC or displayed in your local currency. This keeps value easy to understand while you learn the ropes. You can convert what you need later.

Pro tip: 

1. You can choose to display your balance in local currency to avoid any extra time on converting assets. 
2. Keeping part of your balance in USDC protects against local inflation.Stable value helps families budget with confidence and broadens access to financial stability.

Step 4 — Cash out a small amount (where supported)

If your corridor supports it, try withdrawing a few dollars to local money:

1. Tap Withdraw → choose a local method (availability varies).
   
   
2. Enter a small amount (e.g., $3–$5) and review the upfront quote.
   
   
3. Confirm and follow the on-screen steps.
   

What to expect: A clear status + receipt. If local rails aren’t live in your region yet, skip this step—you can still hold stable value or send to someone who can cash out.

Optional — Explore tokens (beginner-friendly access)

Wello makes it easy to view and access BNB Chain tokens when you’re ready. If you explore:

• Start tiny (e.g., $2–$5) and read the on-screen prompts.
  

• Keep most of your test balance in a stable unit while you learn.

This lowers the barrier to crypto adoption—onboarding millions of first-time users without overwhelming complexity.

What’s next on the roadmap

Your $20 test is just the start. Wello is evolving into a full-stack financial platform:

• Debit cards: Spend stablecoins directly in local stores.
• Earn products: Put idle balances to work safely with vetted yield options.
• Trading access: Buy and hold digital assets with a simple interface.

What begins as a remittance app grows into a borderless money network. This is how we bridge today’s fragmented financial system with tomorrow’s inclusive economy.

Your first $20 on Wello is more than a test—it’s proof that money can move globally and be spent locally. Each step you take reinforces Wello’s mission: to make borderless money simple, safe, and usable for everyone.